JUST THE INVESTMENTS

Your money, professionally managed.

For those who want their investments actively managed and their portfolio working as hard as they do.

What We Handle

is this you?

Here's how to know if Just the Investments is right for you.

You have $250,000 or more in investable assets—whether that's savings, an old 401(k), an inheritance, or a combination.

You want your investments professionally managed, not just advised on.

You already have a handle on your broader financial picture, you just want a trusted professional running your portfolio.

You understand that building wealth takes time, and you want a strategy built around your timeline and your comfort level with risk.

You're looking to actively trade or make frequent moves based on market activity.

You're still building your financial foundation. If high-interest debt or a missing emergency fund are the priority right now, this isn't the right next step.

You want to call the shots on every investment decision. This is a managed relationship, not an execution service.

You're someone who does not treat people with kindness and respect. That matters to us as much as the financials do.

Smiling woman in a denim shirt speaking into a microphone in a podcast recording studio.

Fiduciary always

Long-term by design

No reactive moves

HOW WE INVEST

We don't react.
We plan.

Markets go up. Markets go down. That's not news—and it's not a reason to make emotional decisions with your money.

Finchly manages portfolios with a long-term philosophy: we build a strategy around when you actually need your money and how you feel watching your balance move up and down. Then we stick to it. We're not watching headlines and making reactive moves. We're watching your portfolio and managing it with intention.

Investment Management

Just the Investments requires a minimum of $250,000 in investable assets. Not there yet? The Full Edit Process was built for exactly where you are right now.

The Full Edit Process

Assets Under Management

Annual Fee

$250,000 - $1,000,000

1.25%

$1,000,000 - $5,000,000

1.00%

$5,000,000+

0.75%

Assets Under Management (AUM) fee is deducted quarterly from the account value directly. Generally, householding your accounts will result in a financial benefit to you due to reduced overall management fees; you should consider householding where applicable. Finchly Finance uses the program My Advice Architect for all advisory accounts. Please refer to firm's ADV Part 2A and the client's agreement for additional platform, strategist or any related fees that may apply.

What does this look
like in practice?

Here's an example of what your fee would look like once we consolidate and manage your accounts.

Let's say you have:

An old 401(k) from a previous employer: $600,000
An IRA: $250,000
An inheritance: $400,000

Total: $1,250,000

Because we household all of your accounts together, your fee is calculated in tiers—not a flat rate on the full balance:

First $1,000,000 at 1.25% = $12,500
Remaining $250,000 at 1.00% = $2,500

Total annual fee: approximately $15,000 or roughly $3,750 per quarter

That fee is deducted directly from your account each quarter. No separate invoice. No out-of-pocket payment.

_{The example is hypothetical only and does not represent an actual client.}

FROM THE BLOG

Money topics that actually matter to creators

Life Milestones

Let's talk about what professional investment management could look like for you.

Book a Call

Check the background of your financial professional on FINRA's BrokerCheck.

Registered Representative offering securities through Cetera Wealth Services, LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity.

This site is published for residents of the United States only. Registered Representatives of Cetera Wealth Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Wealth Services LLC site at www.ceteraadvisornetworks.com.

For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Wealth Services LLC nor any of its representatives may give legal or tax advice. All information herein has been prepared solely for informational purposes, and it is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy. Opinions expressed by the owner of this content does not reflect an endorsement by the named broker dealer or its affiliates.

‍Important Disclosures and Form CRS | Business Continuity

Your money, professionally managed.

Here's how to know if Just the Investments is right for you.

Everything that goes into managing your money well.

We don't react.
We plan.

Simple, transparent pricing.

1.25%

Investment Management

What does this look
like in practice?

Money topics that actually matter to creators

Questions to Ask a Financial Advisor Before You Hire One

How to Pay Yourself as a Content Creator

3 Money Habits Holding Content Creators Back

Ready to put your money to work?

Your money, professionally managed.

Here's how to know if Just the Investments is right for you.

Everything that goes into managing your money well.

We don't react.We plan.

Simple, transparent pricing.

1.25%

Investment Management

What does this looklike in practice?

Money topics that actually matter to creators

Questions to Ask a Financial Advisor Before You Hire One

How to Pay Yourself as a Content Creator

3 Money Habits Holding Content Creators Back

Ready to put your money to work?

We don't react.
We plan.

What does this look
like in practice?